Undergraduate Private  Education Loans for Florida & Tennessee Residents  

Undergraduate Private Education Loans:

• Allow students to borrow the entire cost of their education, less other financial aid received.
• Borrow up to $30,000 per year and $120,000 total over four years.
• Are not based on financial need and will not be declined because the borrower or co-signer makes more than a certain amount.
• Are designed to fit each specific education need and can be used for tuition and fees, room and board, books and supplies, transportation and living expenses.
• After graduation consolidating private and federal student education loans is simple and has repayment plans for up to 20 years following any applicable deferment period.
• Have repayment plans of up to 20 years following graduation and any applicable deferment period.
• Fit the borrower’s budget with lower monthly payments. Click here to see a comparison of loan terms.
• Provide an alternative to tapping into tax-deferred savings (401Ks, etc.), taking out home equity loans, or using credit cards to pay for education.
• Have flexible loan terms that defer all loan payments until 180 days after graduation.
• Do not require any FAFSA forms to complete, so the borrower qualifies on their own credit.
• Do not have pre-payment penalties, application fees or other out-of-pocket expenses.
• Must be a resident or have gone to school in Florida or Tennessee to qualify fora private education loan from Academic Financial Solutions.

To apply online  for an Undergraduate Private Education Loans, click here .