Parent PLUS Loan (Federal PLUS Loan) for Florida & Tennessee Residents

Has your child reached their Federal Borrowing Limit?

A Parent PLUS loan may help. A PLUS (Parent Loan for Undergraduate Students) Loan can help you when you need additional funds to finance your child's education after your child has already met his or her limits for other federal loans for the school year.


Parent PLUS Loans offer many advantages
over Alternative or Private Loans:

  • Low interest rates
  • Deferment and Forbearance opportunities
  • No prepayment penalty

With lenient credit requirements and no income restrictions, you can be approved for a Federal PLUS Loan regardless of your FAFSA status. You can also receive these additional benefits from Academic Financial Solutions:

  • Personal Loan Specialists can be assigned to you and your family to identify your funding needs, compare your financial options and assist you with the federal PLUS loan application process. There is no charge for this consultation and only Florida or Tennessee residents can apply.
  • Our Loan Specialists are available Toll Free for your convenience at
    1-866-523-1474.
  • Our AFS Simple Solutions ® eliminates phone tag and resolves matters quickly.

*Academic Financial Solutions reserves the right to modify, extend or discontinue offering these benefits at any time without notice. Borrower benefits will terminate in the event of default or failure to meet qualification criteria. Additional terms and conditions apply; please contact Academic Financial Solutions for details.