Why Consolidate Your Student Loans
with a Student Loan Company?

Consolidating your student loans with a student loan company offers many benefits including extended repayment terms that may lower your monthly student loan payments, making it easier for you to manage your educational debt as you start out on your own.

Managing your eligible Federal student loans is a lot easier through an AFS Federal Consolidation Loan program. Our student loan consolidation company's program gives yourself more cash on hand and significantly lowers your monthly payment by lengthening the term of your loans.

Plus, reduce several monthly loan payments to just one and save yourself time and effort. Florida and Tennessee resident can  apply now for a student loan consolidation with our student loan  company, you can lock in the some of lowest interest rates in the history of the Federal student loan program!

• Lower your monthly payment by as much as 50% if you are within your grace period (Use the payment calculator to estimate how just how low your payment could be!)
• Get an even lower interest rate by applying while you are still in your grace period
• Customize your repayment plan to fit your unique needs
• Streamline financial management with just one payment each month
• No application fees or credit checks
• No pre-payment penalties — so you can lower your interest charges by paying early
• Loan is Federally guaranteed
• Take advantage of valuable tax benefits
•  You must reside or have gone to school in Florida or Tennessee to qualify

Apply online for a Federal Consolidation Loan today with Academic Financial Solutions, a leading student loan consolidation company. You can also download a PDF application (requires Adobe Acrobat Reader) or call an AFS financial specialist toll-free at 1-866-523-1474.